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FREQUENTLY ASKED QUESTIONS

After an agreement is reached with the real estate selling company or the owner of the property, a sales agreement is prepared and signed on the buyer and seller sides. The buyer pays a 10% deposit, usually subject to the agreement, to the seller’s collateral account. The Authorized Land Registry Office prepares all the land registry documents and submits them for signature. Deed transfer is carried out simultaneously with the remaining balance payment. This process takes about 4 weeks unless a mortgage is used. If a mortgage is used, in addition to the above transactions, a bank appraisal and credit file process will be activated which may take up to 8 weeks. Throughout this process, our expert team will be there to support you and answer any questions you may have.

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If you want to use a mortgage, it is important to get pre-approval from a mortgage company before you buy a property.  Most real estate companies will not accept an offer on a property unless the buyer can prove they are already pre-approved or they can pay in cash. Our team will put you in contact with a mortgage broker who will review your application against other loan programs in the market to give you the best rate for your needs. Once the seller has accepted your offer, you will be required to pay a deposit for the property, and the financial institution that issues your mortgage will carry out a title deed survey and will do an appraisal of the property. Generally, at the same time the property is handed over to the buyer the money for the balance of the mortgage is paid into the sellers bank account.

Finans kuruluşunun şartları ve oranları konusunda mutabık kalmanızı takiben, mortgage veren finans kuruluşu, satın almak istediğiniz gayrimenkulün tapu araştırmalarını ve ekspertizini yapar. Kullanacağınız bedel, ekspertiz rakamı ve mortgage oranı sabitlendikten sonra, tarafınızdan Türkiye’de çalıştığınız birkaç bankadan iyi niyet mektubu ve muhasebenizden gelirinizi belgeleyen bir beyan hazırlamanız istenir.

Bu belgeler iletildikten sonra Finans kuruluşunun onayına müteakip Mortgage ödemesi satıcının hesabına finans kuruluşu tarafından yatırılır.

No they don’t. Although there are some programs such as EB-5 related to green card issuance for investment. Please note that a green card is required to reside in the United States. You can consult our expert team for detailed information.

Yes. Every Turkish citizen who invests in real estate in America by documenting income in Turkey, is able to use the property for at least 50% of the time. You will be able to get a mortgage for up to 30 years.

Our team in our Florida office will provide you with the necessary support when you want to resell your property.

Yes. Our team of experts will provide you with the necessary support on how to open a bank account.

All payments will be made directly from the buyers bank account, via wire transfer, to either the sellers escrow account at the title company they use or to their lawyers escrow account.

No. If you know what property you want to purchase, the entire purchase process from beginning to end can be done while you are in Turkey. Once you have been approved for a mortgage, you will have to sign the documents at the American Consulate. The sales agreement can be emailed to you to electronically sign and payments can be made via bank transfer. Once the property is ready to be handed over to you, you will need to go to the American consulate to sign for it. Our expert team provides you with the necessary support.

For cash purchases, approximately 3% of tax and fees are paid.
If a mortgage is used, this amount may increase up to 5-6%.

In Residence projects, the dues are calculated by multiplying the dues amount over the total area of your apartment (square feet). Depending on the service received, the dues vary between 50 cents and 150 cents times the circle area. Our team of experts will be able to give you further details.

America uses the metric system so the area calculated in real estate is in square feet (sqft), however, since the projects are also shared to other countries in the world most of the time they are in sqft and m2 for international clients’ benefit. Note that unlike in Turkey, the balcony dimensions are not included in the size of the property and only rooms in the property that are ‘under air’ are included (eg: being airconditioned).

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